Calyx Point Miracle Integration Guide 14
© 2014 MRG Document Technologies. All rights reserved.
Screens for Upfront Disclosures
Point offers several screens for Upfront data that should be completed to interface
information such as the Loan Product, GFE Fees, Credit Score Info, and more. These
screens will make the DirectConnect process work better and provide data elements that
are more accurate to Miracle Online.
Loan Application (1003)- page 1
This screen contains the Lender Case No. (Loan Number), Agency Case
No (FHA/VA Case Number), Loan Type, Lien Position, Subject Property
Address, Basic Borrower Information, Present Address, and Mailing
Address fields
Fees Worksheet
This screen contains the Good Faith Estimate fees and Estimated Close
Date (Doc Date/Note Date) fields. NOTE: Each fee must reflect a Pay To
name. If not, the fee will not be included in the export to MRG.
o Agg Escrow - Impounds are entered on this screen
o Mtg Insurance - Mortgage Insurance is entered on this screen
Good Faith Estimate
This screen contains the GFE Important Dates and Tradeoff Table fields
o Changed Circumstance – Change Date, Re-disclosed Date, Details of
Change, Fee Description, and New Fee Amount
Truth-In-Lending
Disclosure Date, Disclosed APR, First Payment Date, Re-disclosed Date,
and Re-disclosed APR fields are located on this screen
GFE Service Providers List
Note: If the loan originator permits a borrower to shop for third-party
settlement services, covered in Blocks 4, 5, or 6, the loan originator must
provide the borrower with a written list of settlement service providers at
the time of the GFE, on a separate sheet of paper. Therefore, if settlement
service providers are typed in Point, MRG will include a “Required
Services That You Can Shop For” disclosure in an Upfront Disclosure
package.
eLoanFile – Borrower
This screen contains borrower specific data, including the DOB and Email
Address needed for eDisclosures, Credit Report information used on the
Credit Score Disclosures, as well as the “Application Signed Date” which
Miracle considers the Application Date.
eLoanFile – Property
This screen contains the “Property Type” information such as Detached
(Single), Attached (Multi Family), Planned Unit Development (PUD), or
Manufactured Home
eLoanFile – Loan Product
eLoanFile – Additional Loan Data
This screen contains additional fields for the user to select the “Premium
Paid By” for the Mortgage Insurance; and “Duration Type”
(29 páginas)
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